ways to protect ur $ from bad traders
I came across this thread and I feel that I have some info that could be very usefull in protecting ur money. I work for the 2nd largest creditcard issuer, and I work in the dispute department. My job is to get cardholders their money back from billing disputes. I have been working disputes for close to 6 years here is some tips:
1. Try to use a visa or mastercard, cant speak for americanexpress or discover, they use diff regs. But visa and mc users have billing rights, for example if you buy a lvl 10 and use a paypal accnt pay the paypal w/a visa or mc. I know some of you dudes are younger and might not have any credit thus no card ask a parent uncle/aunt etc if you can give them your cash and put the charge on their accnt#
2. Non receipt of merchandise, from the post date of a charge to your accoutn the merchant/seller etc has to get the merchandise to you within 30 days, if a charg epost on the 1st and your stuff is not to your house by the 31st or 1st of next month call your cc company and file a dispute for non recpt of merchndse.
3 not as descrbd say a seller is gonna get you a X valve U pay him/her a week later you get a classic lv7 valve, u paid for and was told u would get a X valve return the valve if possible if there is no adress to return to be sure to inform your cc company of this, if you can return the valve get proof of return send a copy to ur bank with a compltd dspt form.
4. quality you bid on a "awesome e mag hardly used works perfect only 2 cases shot thru it!!" you receive what once was an emag that looks as if it was dropped from tha back of truck and stored outsidde in the yard while it was raining, return once again get proof of return submit dspt form to cc company try to print all doc from sale like ebay ad or forum ad any im between you and the seller you are trying to prove that u were promised a good working marker but was sold a non working piec o junk.
There are more specific disputes but this post is getting too long. Bottom line try and print all communication between you and the seller CYA. try and work it out 1st with the seller/merchant if you get nowhere then call ur bank. If you guys/gals have any more specific questions feel free to PM me.
I came across this thread and I feel that I have some info that could be very usefull in protecting ur money. I work for the 2nd largest creditcard issuer, and I work in the dispute department. My job is to get cardholders their money back from billing disputes. I have been working disputes for close to 6 years here is some tips:
1. Try to use a visa or mastercard, cant speak for americanexpress or discover, they use diff regs. But visa and mc users have billing rights, for example if you buy a lvl 10 and use a paypal accnt pay the paypal w/a visa or mc. I know some of you dudes are younger and might not have any credit thus no card ask a parent uncle/aunt etc if you can give them your cash and put the charge on their accnt#
2. Non receipt of merchandise, from the post date of a charge to your accoutn the merchant/seller etc has to get the merchandise to you within 30 days, if a charg epost on the 1st and your stuff is not to your house by the 31st or 1st of next month call your cc company and file a dispute for non recpt of merchndse.
3 not as descrbd say a seller is gonna get you a X valve U pay him/her a week later you get a classic lv7 valve, u paid for and was told u would get a X valve return the valve if possible if there is no adress to return to be sure to inform your cc company of this, if you can return the valve get proof of return send a copy to ur bank with a compltd dspt form.
4. quality you bid on a "awesome e mag hardly used works perfect only 2 cases shot thru it!!" you receive what once was an emag that looks as if it was dropped from tha back of truck and stored outsidde in the yard while it was raining, return once again get proof of return submit dspt form to cc company try to print all doc from sale like ebay ad or forum ad any im between you and the seller you are trying to prove that u were promised a good working marker but was sold a non working piec o junk.
There are more specific disputes but this post is getting too long. Bottom line try and print all communication between you and the seller CYA. try and work it out 1st with the seller/merchant if you get nowhere then call ur bank. If you guys/gals have any more specific questions feel free to PM me.
Comment