Insurance Companies Say No Electro. Hoppers

[Chrishew09]

My local field owner was telling me that his insurance company was playing with the idea of enforcing a no electronic hopper rule. He was telling me that its not just his insurance company others are contemplating the same rules.

I'm not sure why they would do this, paintball is the safest "extreme" sport there is, why would they want to try to make is safer (if thats there reason)? I guess we should try to understand insurance company's there always doing shady things to make money.

[punkncat]

I would actually like to know where this is coming from.

Several very good friends of mine operate fields in this area. Neither of their insurers have any rule concerning ROF caps, or similar situations you commonly hear fields claiming "due to insurance refulations".

One of the owners put his own rule in place concerning it, and also placed a 15 foot rule in place. He will commonly say that it is due to insurance just to lay the blame off, for those who don't like it.

The other field is pretty much anything goes for open play, so long as all players are in agreement about it. It is to his benefit to have players use all the paint they can.

[Lohman446]

I would actually like to know where this is coming from.

Several very good friends of mine operate fields in this area. Neither of their insurers have any rule concerning ROF caps, or similar situations you commonly hear fields claiming "due to insurance refulations".

One of the owners put his own rule in place concerning it, and also placed a 15 foot rule in place. He will commonly say that it is due to insurance just to lay the blame off, for those who don't like it.

The other field is pretty much anything goes for open play, so long as all players are in agreement about it. It is to his benefit to have players use all the paint they can.

Considering a lot of the boxes of paint say 15 foot minimum on it I would say that a very strong case for negligence could be made for not enforcing it. Its funny, with all the warnings on paint, the new style benefits the paint manufacturers most and leaves a lot of others open to liability.

[punkncat]

Considering a lot of the boxes of paint say 15 foot minimum on it I would say that a very strong case for negligence could be made for not enforcing it. Its funny, with all the warnings on paint, the new style benefits the paint manufacturers most and leaves a lot of others open to liability.

I am going to have to go check some of my paintball boxes. I have not ever noticed that....not that I make a habit of sitting down to read them.

[Lohman446]

I am going to have to go check some of my paintball boxes. I have not ever noticed that....not that I make a habit of sitting down to read them.

True, I recall noticing it while the whole ramping debate was going on and laughing about it then too. I don't think 10% of my eliminations are from more than 10 feet.

[GoatBoy]

Heh. Q-loaders FTW!

[WARPED1]

Heh. Q-loaders FTW!

Yeah, but to bad the Q loader is so damn fugly. Works great, looks like crap. On a stick.

[GoatBoy]

Yeah, but to bad the Q loader is so damn fugly. Works great, looks like crap. On a stick.

Yeah, but she's got a great personality!

[MAGnetism]

Yeah, but to bad the Q loader is so damn fugly. Works great, looks like crap. On a stick.

It's not that bad, I think if people weren't so used to them, they would think hoppers were ugly too.

Yeah, but she's got a great personality!

:spit_take

[Chronobreak]

I would actually like to know where this is coming from.

Several very good friends of mine operate fields in this area. Neither of their insurers have any rule concerning ROF caps, or similar situations you commonly hear fields claiming "due to insurance refulations".

One of the owners put his own rule in place concerning it, and also placed a 15 foot rule in place. He will commonly say that it is due to insurance just to lay the blame off, for those who don't like it.

The other field is pretty much anything goes for open play, so long as all players are in agreement about it. It is to his benefit to have players use all the paint they can.

really, there may be a chance that field is either

A, not insured

B, is not following insurance guidlines

C, im sure theres some other reason

I know our insurance company has always asked what ROF we allow, we are semi only, however anything other than SEmi was double that of the normal rate.

So assuming that fields across the country and i know alot of these that do, are either lying to their insurer, or paying the excessively high rate for non semi(unlikely given the cost), i know most fields could not afford the extra cost

Im with Lohman, and gonna add that ASMT standards have been overlooked in years past, insurance companies are going to do what the feel is not only in their best interest for maximum profit but what keeps the sport safe and worth insuring.

i cant believe the fields that would risk a negligent lawsuit or risk losing coverage cause they feel they want someone to shoot a few more balls.

chances are the field your playing it without semi is not allowed but goes unchecked

[SCpoloRicker]

Worst. Thread title. Evar.

Seriously, how about 'speculation'...

[punkncat]

snip

One of the fields is county run and maintained. I know for fact that they are fully insured. They allow anything as far as ROF in open play, and bunkering.

The other field may very well be pulling a "scam". I know what the owner tells me, but I don't get to see his balance sheets.

[B-Pow]

Yeah, but she's got a great personality!

That's what people say about my sister....


But they're wrong.

[Chrishew09]

The owner of the field i am talking about is my good friend i have no reason to believe he is lying.

As all of us know every insurance company is different along with every policy.

[michbich]

Yeah, but she's got a great personality!

It's like riding a scooter. They're both a lot of fun until you're friends find out.