PayPal Fees!?!?!?!?!

[Madmarx]

Why is this SO Friggin' difficult for some people to understand!!???!?!?!?


Personal Transfer
Send money---or---Receive money

Free when the money comes from PayPal balance or bank account. ---This is what I always request---

2.9% + $0.30 USD
when the money comes from a debit or credit card or PayPal Credit---This is what I usually get---

(the sender decides who pays this fee).---We can discuss this---



I'll rant more later.

Mods.... if this needs to be moved please do or let me know. Thank you.

[SSP REAPER]

As you already stated personal comes direct with full protection.

If you also request a personal payment owed you can avoid the fees
You have no buyer or seller protection that way unfortunately. That's the only downside to doing transactions that way.

[Madmarx]

My point is, as a seller, if you request a specific form of payment then the buyer should pay with that form or make other arrangements. The buyer shouldn't just send payment however they want. When the seller agrees to a price not including paypal fees, because there shouldn't be any and then gets $3 taken out on a $20 item before even shipping it's just ridiculous. It just seems like it's a simple thing that shouldn't be too difficult to grasp but obviously is for the majority of buyers.

[maineiacpballer]

I had an incident where I was the buyer and was told to do it as "payment owed-personal" because there would be no extra charges for the seller. I went to do it as a cc payment and saw that there where charges being brought up, but did not know the reason why. I looked at it closer and saw that it was because I was using a cc, I ate the fees myself because it was my choice to use a cc and not my bank account or money in pp itself.

My thought to you on this, you need to specify that you want them to do as, "payment owed-personal", only if they have money in pp or are doing a direct bank payment. If they are going to use a cc and do it that way than you are either going to have to eat it or work it into your price/negotiations.

[going_home]

Give it up Mark.
Just figure the fees in from now on.
All you are doing is making yourself mad because people dont know anything about
Paypal and the fees the seller pays.
Here lately I've come to the conclusion that its just not worth the hassle of packaging something up and going to the Post Office if I cant clear at least $20.00 after shipping and Paypal charges.
But thats just me.

[WickedKlown2]

According to Paypal any "Goods or Services" Sold falls on the seller to pay the fee...

Direct Quote from Paypal : " Fees apply only if the sender uses a credit or debit card, or if you receive any payment for goods or services. " https://www.paypal.com/us/cgi-bin/we...ide&countries=

So when you go into the BST Sections and are Selling Something of yours to a person and you ask them to eat the Paypal fee you are in Violation of Paypal Rules...

When ever I buy something and use Paypal I always use my Credit Card because if there is a dispute or someone doesn't send me the item I purchased then I can call both my Credit Card and Paypal to have it worked out...

So next time you have a Sale ( as Going_Home already pointed out ) make sure you go ahead and figure in paypal fees to your bottom dollar asking amount...

WK2

[Madmarx]

According to Paypal any "Goods or Services" Sold falls on the seller to pay the fee...

Direct Quote from Paypal : " Fees apply only if the sender uses a credit or debit card, or if you receive any payment for goods or services. " https://www.paypal.com/us/cgi-bin/we...ide&countries=

So when you go into the BST Sections and are Selling Something of yours to a person and you ask them to eat the Paypal fee you are in Violation of Paypal Rules...

When ever I buy something and use Paypal I always use my Credit Card because if there is a dispute or someone doesn't send me the item I purchased then I can call both my Credit Card and Paypal to have it worked out...

So next time you have a Sale ( as Going_Home already pointed out ) make sure you go ahead and figure in paypal fees to your bottom dollar asking amount...

WK2

I never said I was asking the buyer to "eat the fee", so I'm not in Violation of anything!
Not sure where you got that from.
I always tell potential buyers to send instant paypal balance transfers only.
They can't seem to follow that simple request or maybe even understand what that means!

[WickedKlown2]

I never said I was asking the buyer to "eat the fee", so I'm not in Violation of anything!
Not sure where you got that from.
I always tell potential buyers to send instant paypal balance transfers only.
They can't seem to follow that simple request or maybe even understand what that means!

Like I said in my post I prefer to use my Credit Card because if I have to make a dispute I have 2 methods in which to dispute with...

I was showing what Paypal says when it comes to selling Goods... Take the information and use it as you see fit...

I do not wish to start any arguments or e-peen measuring contests...

WK2

[MANN]

I will send personal payments to people I trust. I dont want them go have to eat the fees, and I dont want to either. I rarely buy from people I dont trust anymore.

[Ando]

Like I said in my post I prefer to use my Credit Card because if I have to make a dispute I have 2 methods in which to dispute with...

I was showing what Paypal says when it comes to selling Goods... Take the information and use it as you see fit...

I do not wish to start any arguments or e-peen measuring contests...

WK2

I thought Paypal won't allow you to dispute if you pay with a CC.

[WickedKlown2]

https://cms.paypal.com/us/cgi-bin/ma...locale.x=en_US

You can do one or the other but not both at the same time...

WK2

[Lohman446]

I am amazed at the people who expect a service to be free.

Paypal provides a service. They charge a reasonable fee. LIEing to get around it (marking it personal gift) is not right. Don't like the fees don't use the service, otherwise get over it.

[Madmarx]

I am amazed at the people who expect a service to be free.

Paypal provides a service. They charge a reasonable fee. LIEing to get around it (marking it personal gift) is not right. Don't like the fees don't use the service, otherwise get over it.

I don't "expect" anything for free... but when there is a published way for me to receive payments without incurring a fee then I will use it. Nothing sneaky or lieing about it. If you have an existing paypal balance and you pay me for an item with it, then I don't get charged plain and simple.
I wasn't complaining about paypal, I love the service.
I was merely stating people seem to be unable to understand the instant balance transfer.

[Madmarx]

Like I said in my post I prefer to use my Credit Card because if I have to make a dispute I have 2 methods in which to dispute with...

I was showing what Paypal says when it comes to selling Goods... Take the information and use it as you see fit...

I do not wish to start any arguments or e-peen measuring contests...

WK2

I guess you are unable to see my point.
Not arguing paypal policy here, I get it .
The problem is the people who are sending payments can't seem to understand my request.
If you have to use a CC then tell the seller that is your only form of payment before you negotiate a final price.
I'll try one more time to explain...
I post a $25 dollar item shipped.
You contact me and say you'll pay $20.
I agree if you are able to pay with an instant paypal balance transfer. (Because I know paypal allows me receive that payment without incurring a fee)
You then (without telling me) send $20 in the form of a CC payment or bank transfer.
Now I have to either deny your payment and go thru a bunch of BS trying to explain why because you didn't complete the deal as requested and agreed to.
It's the same as selling something in person. You tell the guy cash only and he shows up with a personal check.
Are you going to take it?
Not unless you're an idiot.
If you still don't get it then I guess you never will.

[Lohman446]

Sending personal gives the buyer zero protection as I understand it. How are you going to argue that it was a "gift" for an item? As Wicked pointed out fees apply if you are receiving payment for GOODS OR SERVICES. Unless its a gift or one other form of actual personal payment you are in fact lieing to paypal. You can soften that however you want but its what it is.

Besides, are you really concerned about the $.60 on a $20 transfer?