You accept PayPal as a form of payment - you don't really get to specify any further. I don't keep any money in my PayPal and when I use it, 100% of the time I run it through my credit card. They only have one customer to keep happy (me), as opposed to two customers (you and me) in a dispute. We've all read about PayPal dispute horror stories (i.e. dispute over non-receipt, seller can show verification of shipping something/anything, seller wins even if all he shipped is air)... so I'm sticking with my credit card.
You can try and get people to pay you in some certain way, but by accepting PayPal, you are accepting PayPal as a whole. You're obviously having a hard time trying to control the method of funding the transaction on the other end, seems like your only real way to avoid the issue is to stop using PayPal.
That, or be smart like everybody else and budget in a 3% fee on the payment and raise the price accordingly. On your $20 item, that (rounded) brings it to $21. nbd.
You can try and get people to pay you in some certain way, but by accepting PayPal, you are accepting PayPal as a whole. You're obviously having a hard time trying to control the method of funding the transaction on the other end, seems like your only real way to avoid the issue is to stop using PayPal.
That, or be smart like everybody else and budget in a 3% fee on the payment and raise the price accordingly. On your $20 item, that (rounded) brings it to $21. nbd.





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