Originally posted by SlartyBartFast
sixx
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Legally, you have to. At least here you do.
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Everywhere you need to be insured to cover damage you do to others.Originally posted by Deep Sixx
But in most places, whether you insure against damage you cause to yourself or your own property or whether you insure against collisions/damage where another can't be held responsible, it's up to you.
Are you sure that TWO WAY insurance is leagally required where you are?Comment
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I'd have driven it home :)Originally posted by Deep SixxTotalled? No way... you can buff that right out!
Seriously, glad your Mom's ok.
sixx
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In most states (if not all) You have to have total covererage if you still have payments on the car. This prevents the bank from not getting their money. If you still owe on the car and get into a wreck and total the car. That insurance money goes to the back to cover what ever is remaining on the loan. You get what ever is left over.
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It isn't legally required but when you are leasing, financing, paying off a loan on it, etc the company lending you the money requires you have have full coverage. They want to make sure their is no trouble with them getting their money if you wreck it.Comment
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Originally posted by PyRo
In PA it's the law. If you do not carry insurance, you lose your car.Comment
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in illinois if you paying for it you must have full coverage. if its payed for all you have to have is liability ins.
and glad your moms ok. she is very lucky"The Few Who Do Are The Envy Of The Many Who Only Stand And Watch"
Alway Remember *343*
Si vis pacem, para bellumComment
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Another thing is that almost 1 year earlier (December 15th) I got in a crash and totaled out my sisters Blazer...coincidence?
*This is what happens when a 16 year old driving a 3/4 ton extended cab pickup runs a stop sign going 45 mph (police estimate). I was driving, no passengers. Again, thank god for seatbelts! (and the fact that I am 5'7" and 120 lbs and can fit into that crumpled up can of a car)War is peace
Freedom is slavery
Ignorance is strength
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her are a few crashes i have been on recently
all had........deadly outcomes"The Few Who Do Are The Envy Of The Many Who Only Stand And Watch"
Alway Remember *343*
Si vis pacem, para bellumComment
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more
both car vs semi's
the van is a safari
it had 6 people in it"The Few Who Do Are The Envy Of The Many Who Only Stand And Watch"
Alway Remember *343*
Si vis pacem, para bellumComment
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so basically what i am saying is be careful.
and thank god that your mom is ok."The Few Who Do Are The Envy Of The Many Who Only Stand And Watch"
Alway Remember *343*
Si vis pacem, para bellumComment
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Glad she is okay.
When anyone hits ice, they are pretty much screwed. Very tough to compensate for ice at speed.Comment
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Looks like one of those crashes was a news van. I totalled my corolla this summer, probably 3 months after the car was payed for. Glad to hear your mom is ok.Comment
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it was a news fan
thats about all i can say on that one"The Few Who Do Are The Envy Of The Many Who Only Stand And Watch"
Alway Remember *343*
Si vis pacem, para bellumComment
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that last one is the first rue MINI van I've seen in a long time....lol
Those are some nasty accidents. I actually considered applying for the local FD but as with everything I was wanting to be sure before I comited myself. That weekend I was the first car to stop at the sight of an accident on the interstate where a 8 year old boy was killed when she drunk dad ran into the back of a dead on the side of the road flatbed. I was miserable for weeks and decited I wouldn't be able to handle those kinda things.
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