Ive got great news, I just saved a bunch of money on my car insurance

[cphilip]

Well everyone around here says ours it too high. But now I begining to not feel so bad about it. I got three vehicles and a camper on mine and don't pay but about that for all of them. I feel for you guys. Thats outrageous.

[devildog]

ouch, you guys are getting hammered. i am 20, own 3 vehicles, one of which being a "sports car", and i pay 900 a year on all three.

[logamus]

i pay 1100 a year for full coverage on two cars. i thought i was being loved prison style prior to reading this thread.

[Lohman446]

I tried to insure a V12 Jaguar XJS when I was 18 with full coverage, the rate I was quoted was $6,000 per year. No typo, the insurance would have been higher than the payments. I bougth a convertible Corvette, insured it as an antique, and paid $400 a year instead.

[spazzed]

Originally posted by Lohman446
I tried to insure a V12 Jaguar XJS when I was 18 with full coverage, the rate I was quoted was $6,000 per year. No typo, the insurance would have been higher than the payments. I bougth a convertible Corvette, insured it as an antique, and paid $400 a year instead.

Out of curiosity, where'd you come across all that spare change? Rude, perhaps, but I'm curious

[pbguy888]

I drive a 95 Jeep Cherokee Sport 4x4 and my insurance is $1800 a year And Ive never been ticketed or been in a wreck or anything...

[Dubstar112]

on my 89 T-Bird with my clean record, im 17 had my license over a year, and my insurance is a little over 1300 for 6 months. that is regoddamndiculous. Im paying almost tripple what my car costs, in one years worth of insurance. Thats just silly..







Devildog, your post count is 666 how cool is that

[Fred]

My insurance, which is standard No-Fault (Really dumb Michigan law... not sure where else it is...) and collision was 1200 a year on my 96 Eagle Vision...

after I got a 3 point ticket 3 years ago (yay! points go away in a month and a half) my rate went to 1800 a year...

but, this is in the detroit area, where rates are high... and I was 19 when i got the ticket.

on my first car my rate went DOWN after i got rear-ended... that was wierd.

---Fred

[devildog]

Originally posted by Dubstar112
devildog, your post count is 666 how cool is that

not any more

[FutureMagOwner]

lol im 16 just got my license and we only pay 700 a year and when i get my own car (which as a joke i asked what it would be if i got an 8 cyc. 66 mustang fastback) they would up it to only 775 a year, then again i took driving school, my mom is a retired cop, my dad is a cop, on honor roll and live in rhode island (which i have no idea what that is on your scale for state to state). and its full coverage if im not mistaken. i would think my brothers insurance would be through the roof from driving into the wall on the side of our drive way once and driving into my grandmas car with her old car trying to avoid the wall another time...

[impostal22]

so ya.....noone gets screwed like NY on car insurance...besides massachusetts. if i were to get anything with a v8 engine in it (on my parents' insurance plan, mind you), my insurance would spike to at least 3000$/year. again...no accidents, no tickets, no nothing. when you hit 24 years of age, insurance rates drop about 30% or something like that, but NEVER before then. before i went to college (when i was declared a fulltime driver), my insurance was 1400 every six months ON MY PARENTS' PLAN! and there's 3 other vehicles on the plan. if i were to get my OWN plan, it would've been 2000 every six months. and this is, again, with a 4 banger 89 dodge dynasty....:/. so again, life sucks for >=16 and <24 year old males in NY. and about the male/female thing, my friend is a girl, same insurance plan, half the cost. not to mention she has a ticket AND an accident AND a MUCH more powerful car. i hate my life .

[Miscue]

Wow, I'm 23 with no tickets and no accidents and I still pay about $2200/year. But, I'm paying for the better coverage is why.

[Lohman446]

Originally posted by spazzed


Out of curiosity, where'd you come across all that spare change? Rude, perhaps, but I'm curious

I was 18, working a good job, and living at home wth parents, amazing how much spare cash I had then LOL.

[PyRo]

Get rid of the dynasty and get a new car, I get $300 knocked off for a driver airbag, and $300 for ABS (which I don't have but the insurance company says I do, so i'm not going to argue).

[impostal22]

Originally posted by PyRo
Get rid of the dynasty and get a new car, I get $300 knocked off for a driver airbag, and $300 for ABS (which I don't have but the insurance company says I do, so i'm not going to argue).

i plan on getting a new car this summer, so that "car advice?" thread is really helping me out too...i desperately need a new car...lol. and wow@ those savings, that's pretty crazy.